Monday, January 8, 2018

Ways to Save in 2018


If you are looking for some new and different ways to save money in 2018, then you come to the right place. The following savings tips can help you save change around your home and the money management tips can help your finances to grow. Let’s look at some money saving tactics that will make your finances grow in 2018. 





American people are not great savers when compared to other countries. However, that does not mean that American people can’t be great at storing their money away for an emergency economic situation or as a financial cushion against for future use. Self-control, diligence and careful planning are a few habits that you can get going to build up some savings.

Self-control is important because it will allow you to put money away instead of spending it all up once you get it in your hands. Diligence is necessary because it will keep you on the right track with your savings goals. Careful planning is needed so that you know what you want to save for and how much you need to put away each pay period.


Most people look at time in terms of past, present and future. This is a linear way of seeing things. While this is no problem in terms of how you see your life, it can be problematic when it comes to saving. Why? Because people who see things in terms of a linear time progression tend to be more optimistic about their savings. In other words, they save less money because they think they will always have money in the future. So, they end up spending more than saving. This isn't the case when it comes to your finances. Plan ahead!

Start by budgeting your income every month. How much you intake v.s. how much you spend. Account for all your bills. Any extra at the end of the month should go in savings. "How on earth do I do that?" you might be asking, it's possible, but tough. Extremely tough. Begin subtracting things out of your day to day life that are not vital to your well being. Things like, subscriptions to apps like Netflix or Hulu, or meal boxes like Blue Apron or Hello Fresh. 

Then move on to more drastic measures like slowing down on eating out so frequently and taking long distant trips. Viewing movies you already have versus going out into the local cinema for the newest movies.  These are just a few things to test run and start off with to get your savings going. Once you see some numbers stack up, it almost becomes a game to continue to see how much more you can save up.

Another thing you should is make your savings automatic. This simply means taking out a certain percentage of your money from each of your checks and not touching it all. You can have this set up through your credit union or bank account. 

One great way to start your savings program is through your tax return. Business and home owners should come to P.T.R.C. or Property Tax Reduction Consultant for their services before the tax cut off date.

Thursday, December 28, 2017

Sean​ ​Acosta,​ ​a​ ​2017​ ​American Academy​ ​Five​ ​Star​ ​Diamond​ ​Award​ ​Winner



Today we are going to take a moment to reflect on our very own Sean Acosta. 


He recently was awarded the ​2017​ ​American Academy​ ​Five​ ​Star​ ​Diamond​ ​Award of Hospitality Sciences​ for P.T.R.C.
You can take a look at Sean and the award video on our Facebook right here.  




What is the American Academy Five Star Diamond Award that Sean won? 

It is an award that the most prestigious professionals strive for and only a few obtain. AAHS is a New York City based business that reviews and bestows awards on hotels, resorts, spas, airlines, cruise lines, automobiles, products, restaurants and chefs. The company was founded in 1949 and was originally a restaurant rating business. You may know of the company most for their International Star Diamond Award.

The mission statement for the American Academy of Hospitality Sciences is "To Search the World for the Finest Hotels, Restaurants, Corporations and Destinations and Reward Excellence with the Prestigious Five Diamond Award." - American Academy. If you're interested in learning more about AAHS, visit their site here

Thank you to the board of trustees over at the AAHS for this award and your consideration. 

Sean Acosta was also recently on Fox Business discussing homeowners and their 2018 property taxes, be sure to check him out in action here on YouTube.


Wednesday, December 20, 2017

The Top 5 Places To Visit In Long Island

New York City is not where everything begins and ends in the state of New York because there is much more as you drive out on Long Island. From sights in the Hamptons to notable buildings in Northport, there's a lot to see in New York's biggest island. Here's at least five places you should visit when you go out there.



The John W. Engeman Theater

Why visit this theater out on Long Island? Aside from some retro touches on the outside and in the lobby, it's been said the productions here are just as fine in quality as those of Broadway. There's a little bar with a piano in the lobby so if you want to enjoy a drink while watching you can. If you'd rather have the Broadway experience without having to meander through traffic to get there or pay a fortune to enjoy it, this is the place to go.

The Old Westbury Gardens

The Old Westbury Gardens are on the grounds of a mansion now turned museum and host some of Long Island's most beautiful landscapes. You can get a guided tour and hear the stories behind the former owner of the property, John S. Phipps who was a wealthy businessman, and his esteemed family. There is so much to see outdoors as well in the acres of gardens, and there's always events happening here.


The Montauk Point Beach And Lighthouse

Another must when you visit Long Island is to see the beautiful beaches of Montauk Point which are a tourist favorite year-round. The lighthouse has shops including a snack bar, and if you want to get a great view of the coast from up where the light shines, you can do that. If you come around the holiday season, you might be lucky enough to see the lighthouse all lit up.

The Roosevelt Home At Sagamore Hill

One of the US's most interesting presidents, Theodore Roosevelt had a home out here in Long Island that he stayed at whenever he was away from the White House. Visitors are greeted with a sign that says "The Great Adventure" and given a good look at some of Teddy's most prized possessions. Roosevelt's grave also happens to be at this site, and you can find even more fun nearby in Oyster Bay.

The Cradle Of Aviation Museum


Just like the National Air and Space Museum in Washington DC and the Kennedy Space Center at Cape Canaveral, New York also has an exquisite aeronautics museum. The Cradle of Aviation is full of comprehensive flight stories all the way from man's earliest attempts at flight to space travel. If you've got plenty of time to spare and want another to-do on Long Island, this should definitely be on your list.

These are just some places to visit among many in a very picturesque part of the state. You'll also find some great restaurants and hotels with a great view of the ocean that will have you falling in love with Long Island. You definitely can't go wrong when visiting here, so have fun doing so and happy holiday wishes from us here at P.T.R.C. 


Monday, December 18, 2017

10​ ​Tips​ ​to​ ​Lower​ ​Property​ ​Taxes

For most people living on Long Island, property taxes are high and rising. Fortunately, P.T.R.C. can show you many ways to lower your property value and your property tax bill. The following are 10 tips that can help. 


1. Appeal Your Property Tax Assessment

About 60% of all homes have tax bills that are too high. Appealing your property tax bill gives you 30 to 120 days to prove you're being billed too much. Most homeowners that appeal their property tax bill get it reduced.

2. Check Your Property Card For Errors


Your property card list the criteria assessors use to decide the property value of a home. These property cards often contain mistakes. Finding and reporting those errors can reduce your property taxes significantly without needing to file an appeal.

3. Beware Of Adding Rooms Or Buildings

Additions to your home can increase property taxes. Before making additions contact your local tax office to find out how much it will increase your property taxes.

4. Compare Your Home To Similar Ones

Look online at tax bills of your neighbors with similar size and age homes. If your home's tax assessment is much higher, appeal it. Chances are you'll get it lowered.

5. Get All Your Deductions

Make sure you get all the deductions for which you qualify. That includes veterans, senior citizens and any other exemptions. Check the department of taxation website for more discounts.

6. Point Out The Bad


Show the tax assessor your leaky basement and anything else that will lower your property value. This will lower your property tax bill.

7. Hire A Professional


Hire an independent assessor if you think your house is overvalued. A private assessor can cost about $250. Lowering your property value can save you thousands of dollars.

8. Invite The Assessor Inside


Inviting the assessor inside your home usually results in a lower, more accurate property value and tax bill.

9. Limit Curb Appeal Upgrades


Tax assessors give more attractive homes higher property values than ugly ones of comparable size. Putting off cosmetics alterations and physical upgrades until after the assessor leaves will result in a lower tax bill.

10. Do Your Due Diligence


Tax assessors often make mistakes. Check all assessments and tax bills carefully. Finding those errors can reduce your property taxes significantly.

P.T.R.C. has used these tips and other techniques to save Long Island homeowners lots of money. Visit our site to learn more. http://www.ptrc.com/ 


Wednesday, December 13, 2017

Unique Christmas Tree Decoration Ideas

Some New Ideas For Decorating Your Christmas Tree

Amidst all the ebbs and flows of the holiday season, you don't want to forget to get your tree and decorate it. You don't have to be an artist to decorate a tree; you can just go with what you feel fits. If you've never decorated one before or you want something other than the bland themes you've been doing, we have some ideas for you at P.T.R.C.


A Santa Tree

If you really want a little Ho Ho Ho in your Christmas celebration and love jolly old St. Nick, why not dedicate a tree to him? These kind of trees usually feature a lot of red and white ornaments such as snowmen, reindeer, candy canes, small jingle bells and a Santa hat on top of it. it goes even better with Santa stockings hung near it.

A Candle Tree

If you want a tree that includes a lot of ribbons and candles, this kind of tree can really give your Christmas spirit a warm look. Now you may be better off using electric lights that have a candle look to them, or else just put candles on with the lights that won't be lit, and that's for home safety reasons. If you are going to light them, you'd probably better watch them closely.

A Red Frame Tree

This tree has an assortment of paper ornaments that give it quite a unique look. It's mainly wrapped in garland and hanging from it are a lot of picture frames and even some ornaments with patriotic themes on them. This kind of tree is a good one if you like making your Christmas look a little commemorative.

A Three Kings Tree

If you like giving your tree a bit of a religious theme, you might the three kings style. This uses royal colors of purple, blue and gold in the tree balls and also has golden wrappings. It usually has an angel or a spire on top of it.

There are so many themes you can give your tree that it would be a shame to just let it sit in an undecorated state. Sometimes you just need one ornament here or there to get started decorating, and you can usually do it in about an hour or less. So make sure you take the time to give your tree a beautiful look, and from all of us here at P.T.R.C., have a happy holiday.




Tuesday, November 21, 2017

Turkey Carving Tips From the Pros – 4 Easy Steps!

Happy Thanksgiving from P.T.R.C. Inc. Here are four turkey carving tips you can use this Thanksgiving holiday.




Step 1:
After that delicious bird is hot out of the oven, be sure to cut the string tying the legs if there is one. We don’t want that to wind up on anyone’s plate. Pull the legs away from the body. Cut through the skin and bend back the thigh until the thighbone pops out. Cut at the joint to detach leg completely. 

Step 2:
With the legs now detached, cut between the joints and separate the thighs from the drumsticks. Cut those pieces into slices and they are ready to plate.

Step 3:
Starting from the middle of the bird, keep the blade close to the rib cage, use it as your guide. Slice along each side of the breast plate to remove the meat. When you get to the wings, cut them off at their joints.

Step 4:
After the bird is carved, slice the breasts cross-wide, skin side up, and arrange on the platter.



Happy Thanksgiving from us at P.T.R.C. If you have any questions about filing with P.T.R.C. Inc., we have a friendly customer service team that is here for you.  

Wednesday, November 15, 2017

Tips to Save On Heating Costs This Winter

Long Island doesn't feel much like an island in the Winter months. We have that typical northeast weather that requires a lot of tea, hot chocolate, sweaters and comfy socks. There are some good aspects of Winter, but one of the worst ones is the cost of heating your home and water. Luckily for you, your friends at P.T.R.C. Inc. are here to save your some money again:

heating costs | property tax reductions


Turn Down the Thermostat
Did you know that every degree on your thermostat is worth about 3% of your overall heating bill? For example, leaving the thermostat at 72°F will have you spending 9% more than leaving it at 69°F. Take this into consideration when your family says they need more heat! 

Bundle Up 
Adding an old sweater or sweatshirt to your in home wardrobe is a great idea to help cut down costs. You don't need to look fabulous for the family, but comfort is key! When you're going to be home for a large portion of the day, don't dress like you're on a Bahamas vacation. 

Upgrade Your System 
A lot of people make the mistake of thinking that repairs are more worth it because of the lower initial cost, but they would be wrong. If your furnace or boiler is more than 15 years old, repairs could wind up being a waste of money. You'll repair the fan and then the pilot will break, or something else will falter and the cycle will go on. Consider buying a new high efficiency unit if your old furnace or boiler is on the fence. 

Utilize Fans
During the Winter months your fan should run in a clockwise direction on low speed. This will circulate the warm air throughout your home so your furnace or boiler doesn't have to work as hard. Keeping them running counter-clockwise will have the opposite effect and suck hot air right away from you! 

Once you are done saving on utility bills, you can turn your focus to property taxes! Since 1990, P.T.R.C. Inc. has been handled over 260,000 successful grievances and we are looking to do a lot of the same next season. 

If you have any questions, please call 516/631-484-0654 or email info@ptrc.com!